make the most of your money WITH A CREDIT UNION SAVINGS ACCOUNT

Maximise interest on your credit union savings with our help. Our credit union savings accounts offer high-interest rates, unlimited, same-day withdrawals, and lots of flexibility with how little or how much you choose to pay in. We know that everyone’s circumstances are different, so we rise to meet your needs, saving with credit union guidance and benefits from the experts.

Hassle-Free Savings

Metro Moneywise Credit Union provides you with an easy way to save directly from your salary or by Direct Debit.   

Annual Returns

Each year we pay a competitive annual dividend on your savings.

Fully Protected

Your savings with Metro Moneywise are fully protected by the Financial Services Compensation Scheme (FSCS), so your money is safe with us.


  • Minimum savings – £5 per month
  • Maximum savings – £350 per month up to a maximum of £15,000
  • Deposits – Make deposits via your Metro Moneywise App
  • Lump sums – Up to a maximum of £1500 over a rolling 12-month period
  • Unlimited withdrawals – No limits on withdrawals (unless savings are secured against your loan)
  • Same-day – Withdrawals made before 3pm (Monday to Friday) will be processed that day

As a mutual savings credit union, we’re able to reward our members with annual dividends: any profit that we make in interest throughout the year that doesn’t go to the running of the business is paid back to you. We believe it’s the right thing to do. With a credit union minimum balance of just £5, we help our members remain shareholders in the company even if they have to take out large withdrawals. 

Discover more about Metro Moneywise credit union loans and savings and how they help members achieve financial independence on our members’ page. If you want to learn more about budgeting towards christmas savings, holiday savings, or credit union saving for a rainy day fund, check our blog for tips and resources.

Is your employer a partner with us? Open a credit union UK savings account with us today and begin taking advantage of our members’ benefits.