Metro Moneywise is all about people helping people. That means your financial wellbeing is at the centre of everything we do. From our transparent approach to savings and loans to our profit-sharing dividends, we look for real ways to impact our members’ quality of life.

We are a members’ credit union. You are not just a credit union customer. You are a shareholder in Metro Moneywise, and we empower you to have your say and input in our business’s direction. It’s all part of our ethos of building financial independence and community strength. If you’re interested in Metro Moneywise credit union, apply online today to join. 

Find out more about our Co-operative Values and Principles to see why we work the way we do.

Easy Access

Get same day access to your savings, with an online Members Area to manage your account or check your balance

Have Your Say

As shareholders, members get a vote at our Annual General Meeting and can apply to join our Board of Directors

Financial Support

We provide financial help and support when you need it, with market-leading rates on savings and loans

Join Our Lottery

Members can buy up to 10 tickets in our monthly lottery with a chance of winning £1000 from as little as £1

Lifetime Membership

Once a member always a member, even if you change employers. Family members over 16 can join too

Always on Hand

Get in touch with us by phone, in person or via our new app – the fastest and most secure way to talk to us

How to open an account with a Credit Union

Opening a credit union account with us is really easy. Visit our credit union membership application form and search for your employer on the list. You will also need your payroll or assignment number to hand.  Our credit union membership fee is just £3.50 a year. 

I want to check my Credit Union account online

Once you’ve joined the Credit Union you can download our new mobile app to access our full range of services.

If you like the flexibility of a credit card or overdraft and want a more cost-effective option our Everyday Loan is for you.

You can apply for this loan from £500 up to £5,000

Check our loan calculator to see your potential repayments and download our app to apply.

If you don’t work for one of our payroll partners but are living at the same address as a current member you will be able to join as a family member.