About Us
Metro Moneywise Credit Union Ltd is an employee-based credit union built upon a solid foundation of co-operative principles with a strong ethical foundation at its core. We are a member owned, not-for-profit financial co-operative and our members financial wellbeing is at the heart of everything we do.
Our very first payroll partner was Rochdale Council back in 1990 and we now have over 50 payroll partners, including the majority of NHS Trusts in the Greater Manchester region.
In October 2023 the Financial Services Authority approved a further extension of our common bond to cover those in working in Health and Social Care, Education and Local Government. This is a great step forward as we can now welcome all of the NHS family.We always aim to provide high-quality savings products and fair, affordable loan products to our members. We also provide good money management skills which are accessible to all our payroll partners.
Metro Moneywise is run by our members, for our members.
What we do
Safe Savings
Make your money work as hard as you do. Save directly from your wages and get an annual dividend.
SavingsPersonal Loans
We’re dedicated to responsible lending with fair, affordable rates to help you get the credit you need.
LoansMember Benefits
Our members benefit from a range of great products, shared profits and a truly personal service.
Member BenefitsWho we are
We're a community
By joining Metro Moneywise, you become part of a credit union that helps it’s membership. Simply put, your savings allow us to provide loans to other members, which includes yourself, should you ever need a loan.
Our borrowers pay interest which funds the running of our Rochdale credit union, and any surplus is split between members as a dividend. Best of all, your money is fully protected by the FSCS, so there’s no risk.
We’re democratic
Our members are what make the credit union, they’re who we work for, and crucially they hold the power in our organisation.
All members are shareholders, meaning you get a share of any profits and a say in how we move forward—whether that’s attending our annual general meeting, applying to join the board of directors or just providing feedback on the service received.
We’re here for you
We put our members’ needs at the heart of everything that we do—and we understand that life isn’t always straightforward. Whatever your circumstances, our friendly, helpful and professional team work hard to ensure that our members are always better off with us. That extends from our transparent approach with no hidden charges or fees to our flexible products that can be adapted if your requirements change.
Download our app
Online banking with us is simple, via our app you can make payments, withdrawals and message our friendly team.
